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Legal · SMS Consent

SMS Terms & Consent

Last updated: July 18, 2026

Contents

  1. Introduction
  2. On-Form Consent Language
  3. SMS Messaging Program
  4. Opt-In Proof
  5. Contact Us

01Introduction

This page describes the Bolt Funding SMS messaging program (the “Bolt Funding SMS” program): the consent language shown on our application form, the full terms of the program, how to opt out at any time, and the record we keep of your opt-in. It is the SMS consent disclosure referenced from our application form and elsewhere on our website.

Bolt Funding sends text messages only to business owners who have explicitly opted in by checking the SMS consent checkbox on our online application form. Consent to receive SMS is not a condition of purchase or of receiving financing or services, and your application will not be denied based on whether you opt in to SMS.

This disclosure supplements, and should be read together with, the “Text Messages, Phone Calls, and Consent” section of our Privacy Policy, the “SMS Communications” section of our Terms of Service, and our Disclosures.

02On-Form Consent Language

The following is the consent language shown next to the SMS consent checkbox on our online application form. The checkbox is unchecked by default and is a separate checkbox — it is not bundled with your general agreement to our Terms of Service — so opting in to text messages is always an affirmative, standalone choice.

☐  By checking this box, you consent to receive marketing and account-servicing SMS from Bolt Funding regarding business financing services to the number provided. Consent is not a condition of purchase. Message frequency varies. Msg & data rates may apply. Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes. Reply HELP for help. Reply STOP to opt out. Privacy Policy: https://boltfundingsolutions.net/privacy-policy  Terms of Service: https://boltfundingsolutions.net/terms-of-service

Directly below the checkbox, the application form displays clickable links to our Privacy Policy and Terms of Service so that you can review them before you opt in.

03SMS Messaging Program

The full terms of the Bolt Funding SMS messaging program are set out below. These terms mirror the “SMS Communications” section of our Terms of Service.

Program name and sender identity

Bolt Funding offers an SMS messaging program (Bolt Funding SMS) exclusively to business owners who have explicitly opted in by submitting our online application form and checking the SMS consent checkbox. All messages sent under this program are identified as being from Bolt Funding.

Program purpose and message types

Bolt Funding sends SMS messages related to your financing inquiry and application, including follow-up on submitted financing inquiries, application status updates, document/signing reminders, scheduling, direct one-to-one conversations with the team handling your file, and marketing and promotional messages about available business financing.

Frequency

Message frequency varies based on the stage of your application.

Cost

Msg & data rates may apply. SMS messages sent by Bolt Funding are free; carrier message and data rates set by your mobile provider may apply.

Opt-out

Reply STOP to any message to opt out at any time. You will receive one confirmation message and no further messages from that program will be sent.

Help and support

Reply HELP for assistance, or contact us at jeremy@boltfundingsolutions.com or (502) 521-2772.

Supported carriers

Supported on all major US carriers: AT&T, T-Mobile, Verizon, US Cellular, and others. Carrier support is not a guarantee of message delivery.

Eligibility

You must be 18 or older and the authorized account holder of the mobile number you enroll.

Consent

By providing your mobile number and checking the SMS consent box on our application form, you consent to receive SMS messages from Bolt Funding as described above. Consent to receive SMS is not a condition of purchase or of receiving financing or services, and your application will not be denied based on whether you opt in to SMS.

Privacy / Third-Party Sharing

Mobile information and opt-in data will not be shared with third parties or affiliates for marketing or promotional purposes. Text-messaging originator opt-in data and consent will not be shared with any third parties. See our Privacy Policy, including the section titled “Text Messages, Phone Calls, and Consent,” for the full description of how we handle mobile data.

04Opt-In Proof

Below is the SMS consent as it appears on our application form — the opt-in proof for our messaging program. It shows exactly how consent is captured before any text message is sent.

Bolt Funding application form showing the SMS consent checkbox and its verbatim consent language

To satisfy carrier and 10DLC registration requirements, the opt-in form clearly and visibly shows all of the following:

  • Visible consent checkbox — an actual checkbox control tied to the SMS consent (not implied, and not just a plain “Submit” button).
  • Unchecked by default — the checkbox appears empty, so the user must affirmatively check it to opt in.
  • The exact consent sentence — the verbatim opt-in language shown in the “On-Form Consent Language” section above.
  • Brand name — “Bolt Funding” appears in the consent language, identifying who is sending the messages.
  • What data is collected — the form fields that collect the mobile phone number (and name/business), showing that the mobile number is captured on this form.
  • STOP / HELP — “Reply STOP to opt out; reply HELP for help” is visible.
  • “Consent is not a condition of purchase” — visible in the consent line.
  • “Msg & data rates may apply” and “Message frequency varies” — both visible in the consent line.
  • Links to Privacy Policy & Terms — shown with the consent language and reachable at https://boltfundingsolutions.net/privacy-policy and https://boltfundingsolutions.net/terms-of-service.

Consent of record. For every opt-in, we capture and store the phone number, the opt-in timestamp, the exact consent language shown, and (where available) the IP address and user-agent, as our messaging audit trail. This matches the audit-trail record described in the “Text Messages, Phone Calls, and Consent” section of our Privacy Policy.

05Contact Us

Bolt Funding

421 West Main Street
Frankfort, KY 40601

Email: jeremy@boltfundingsolutions.com

Phone: (502) 521-2772

Bolt Funding

Capital at the speed of business. Bolt Funding is a direct commercial lender delivering fast, transparent financing for companies that need to move — on their timeline, not the bank's.

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Contact

  • (502) 521-2772
  • jeremy@boltfundingsolutions.com
  • 421 West Main Street
    Frankfort, KY 40601
  • Mon–Fri · 8a–8p ET

Bolt Funding is a direct commercial lender. Approval, terms, and time-to-fund vary based on underwriting requirements, applicant creditworthiness, and verification. Not all applicants will qualify. All financing subject to credit approval. Equal opportunity lender.

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