01Introduction
This Privacy Policy explains how Bolt Funding ("Company," "we," "us," "our") collects, uses, shares, and protects information when you visit Bolt Funding or when you contact us, request information, or submit an application/pre-qualification request for business financing (the "Services").
02Information We Collect
We may collect the following categories of information:
A. Information you provide directly
- Contact details: name, email, phone number, mailing address.
- Business details: business name, industry, entity type, EIN (if provided), time in business, monthly revenue ranges, desired funding amount, intended use of funds.
- Application information: information you submit in forms or applications, including documents (e.g., bank statements) if you upload them.
- Communications: messages you send to us by email, text message, phone call, chat, or forms.
B. Information collected automatically
- Device/usage data: IP address, device type, browser type, pages viewed, time on page, referring URLs, and similar usage data.
- Cookies and similar technologies: used for site functionality, analytics, and advertising/retargeting (if enabled).
C. Information from third parties (if applicable)
- Referral sources: contact or business information from referral sources or strategic partners who have directed businesses to us for financing services.
- Service providers: certain data from tools we use for CRM, scheduling, analytics, communications, or document handling.
03How We Use Information
We use information to:
- Provide the Services, including evaluating your request and identifying potential financing options.
- Communicate with you about your inquiry, application, updates, and available options.
- Verify information, prevent fraud, enforce policies, and comply with legal obligations.
- Improve our Site, services, and marketing performance (analytics, attribution).
- Send service-related communications and, where you have opted in, updates about financing options that may be available to you.
04How We Share Information
We may share information:
- With service providers who assist us in processing, underwriting, and servicing your financing request.
- With service providers that help us operate our business (e.g., CRM, analytics, communications, hosting, document processing).
- For legal/compliance reasons if required by law, subpoena, court order, or to protect rights, safety, and security.
- In business transfers (merger, acquisition, financing, sale of assets) where permitted by law.
We DO NOT sell personal information.
If we engage in advertising technologies that may be considered "sharing" under certain laws, you may have rights to opt out as described below.
05Text Messages, Phone Calls, and Consent
If you explicitly opt in by checking the consent checkbox on our online application form, you agree we may contact you by call and/or text message (SMS/MMS) regarding your business financing inquiry, related services, and marketing communications about business financing options that may be available to you, including via automated technology where permitted.
- Consent is not a condition of purchase.
- Message frequency: Varies
- Msg & data rates may apply.
- Opt-out: Reply STOP to cancel texts, HELP for help.
- Mobile information will not be shared with third parties/affiliates for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; the information will not be shared with any third parties.
You can also contact us at jeremy@boltfundingsolutions.com or (502) 521-2772 to update your preferences.
06Cookies & Analytics
We use cookies and similar technologies for:
- Essential functionality (security, site performance).
- Analytics to understand how the Site is used.
You can control cookies through browser settings. You may also use opt-out tools offered by certain analytics/advertising providers.
07Data Retention
We keep information as long as necessary to:
- Provide the Services and maintain records,
- Comply with legal and regulatory requirements,
- Resolve disputes and enforce agreements.
Retention periods vary depending on the nature of the data and our legal obligations.
08Security
We use reasonable administrative, technical, and physical safeguards designed to protect information. However, no method of transmission or storage is 100% secure.
09Your Rights
Depending on your location, you may have rights to:
- Request access to or deletion of certain personal information,
- Correct inaccurate information,
- Opt out of marketing emails and texts,
- Limit certain uses of data.
Email opt-out: use the unsubscribe link in emails or contact us.
Text opt-out: reply STOP.
To submit a request: jeremy@boltfundingsolutions.com with subject "Privacy Request".
10Changes to This Policy
We may update this Privacy Policy from time to time. The "Last Updated" date above shows when changes were made. Material changes may be posted on this page.